Travel Insurance

Peace of Mind

Why Travel Insurance

Unexpected events can disrupt even the best-planned trips. Travel insurance ensures you're protected financially and medically.

Financial Protection

Safeguard your travel investment against trip cancellations, interruptions, and delays beyond your control.

Medical Coverage

Access quality healthcare anywhere in the world with emergency medical expense coverage up to substantial limits.

Baggage Protection

Compensation for lost, stolen, or delayed baggage so you can replace essentials without worry.

Emergency Assistance

24/7 worldwide emergency assistance including medical evacuation, repatriation, and legal support.

Trip Cancellation

Get reimbursed for non-refundable expenses if you need to cancel due to illness, family emergency, or other covered reasons.

Trip Delay

Coverage for additional accommodation, meals, and expenses incurred due to significant travel delays.

Coverage Details

What Our Insurance Covers

Comprehensive protection tailored for domestic and international travelers.

Emergency Medical Expenses

Coverage for hospitalisation, doctor fees, medicines, and emergency dental treatment during your trip.

Medical Evacuation

Emergency transportation to the nearest adequate medical facility or repatriation to India if medically necessary.

Trip Cancellation & Interruption

Reimbursement of non-refundable trip costs if you must cancel or cut short your journey due to covered reasons.

Lost & Delayed Baggage

Compensation for lost, stolen, or delayed baggage and personal belongings during your travels.

Flight Delay & Missed Connection

Coverage for additional expenses incurred due to flight delays, cancellations, or missed connecting flights.

COVID-19 Coverage

Coverage for COVID-19 related medical expenses, quarantine costs, and trip cancellation due to infection.

Easy Add-On

How to Add Insurance to Your Booking

Adding travel insurance to your Nitya Tours package is simple and recommended for every traveler. You can add it during the booking process or request it later.

1

Select Your Tour Package

Browse our tours and choose the package that suits you.

2

Check the Insurance Option

During booking, select the travel insurance add-on for your trip.

3

Provide Traveler Details

Share basic information including age and medical history for coverage.

4

Confirm & Travel Worry-Free

Pay the nominal premium and enjoy your trip with complete peace of mind.

Browse Packages Ask Us

Did You Know?

Over 40% of travelers face at least one travel disruption per trip.
Medical evacuation can cost upwards of $50,000 without insurance.
Travel insurance costs only 3-7% of your total trip value.
Most policies cover pre-existing conditions if purchased within 15 days of booking.
Nitya Tours offers exclusive insurance packages starting from just ₹299 for domestic trips.

Claim Process

How to Make a Claim

If you need to file an insurance claim, our streamlined process makes it simple and hassle-free.

1. Report Incident

Contact our 24/7 emergency helpline immediately. Document the incident with photos, receipts, and official reports.

2. Submit Documents

Fill out the claim form and submit all supporting documents including medical reports, police complaints, and travel proofs.

3. Claim Review

Our insurance partner reviews your claim and may request additional information to process it efficiently.

4. Settlement

Approved claims are settled directly to your bank account within 7-15 working days.

FAQs

Travel Insurance FAQs

Common questions about travel insurance answered by our experts.

While not always mandatory, many countries require proof of travel insurance for visa issuance. Countries in the Schengen area, UAE, and several others mandate minimum medical coverage. Even when not required, we strongly recommend it for all international travel.

Yes, our travel insurance plans include coverage for COVID-19 related medical expenses, trip cancellation due to positive diagnosis, and quarantine costs. Check the specific policy for detailed terms and conditions.

Yes, you can add travel insurance up to 24 hours before your departure, but we recommend purchasing it at the time of booking for the widest coverage. Buying early also covers pre-departure cancellations.

Common exclusions include pre-existing medical conditions (unless declared and accepted), reckless behavior, adventure sports (unless separately covered), and losses due to war or civil unrest. Always read the policy document carefully.

Travel insurance typically costs 3-7% of your total trip value. For domestic trips, Nitya Tours offers plans starting at just ₹299 per person. International plans start from ₹999 depending on destination, duration, and coverage limits.

Have more questions? Contact our team for expert advice.